NZ Home Owners - Find Out How Much You Can Save On Your Mortgage
4.8/5 stars (467+ reviews)
Take the 60 second quiz - get matched fast.
We use smart matching to connect you with the right broker, so you can compare the best loan options with less stress.
Take the quiz to see if you qualify.
Frequently Asked Questions
01. Is refinancing worth the hassle?
If you can save $200+ per month, absolutely. Your broker handles all the paperwork, so there's minimal effort on your part.
02. Will it cost me anything?
No. Mortgage advisers are paid by lenders, and Loan Solution IO's service is completely free for homeowners.
03. How long does refinancing take?
Most refinances are completed within 2-4 weeks, depending on your lender.
04. What if I'm on a fixed rate?
You might have break fees, but in many cases, the long-term savings outweigh the cost. Your broker will calculate this for you.
What Other Kiwis Are Saying
The adviser found us a rate 0.6% lower than what BNZ offered to keep us. Knocked years off our loan, saving $560 a month.
Louise Drummond
Filled in the form on a Tuesday night, had a call Wednesday morning, and signed a new loan two weeks later, got $12,000 cash back
Shyam Patel
Easiest financial decision I've ever made. The adviser did all the paperwork and chased the bank for me. I had zero paperwork stress.
Ethan Ross
How it Works
STEP
We compare lenders
Our system matches your scenario with brokers and lenders that may offer better rates, cashback, or debt consolidation options.
STEP
Take the 30 second quiz
Tell us about your mortgage and goals so we can see what refinance options may suit you.
STEP
Speak with a broker
A licensed broker will walk you through your options and next steps - no obligation to proceed.
Loan Solutions IO © 2026. All Rights Reserved
Loansolutions IO is solely a referral service and does not provide financial advice directly from this site. Loansolutions IO connects you with trusted brokers and lenders who can offer tailored advice and solutions based on your personal circumstances. These brokers and lenders are licensed and comply with New Zealand financial regulations. Any advice or services you receive are provided directly by the broker or lender, and Loansolutions IO is not responsible for the advice or outcomes of that relationship. Please refer to our Terms & Conditions, and Privacy Policy for details. Nothing on this website constitutes financial advice. By submitting the form, you agree to be contacted via telephone, SMS, or email by one of our lending partners or their representatives. You also agree to our Terms & Conditions and Privacy Policy. This site is not a part of Facebook, Instagram, or Meta Platforms Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of Meta Platforms Inc. Copyright © loansolutions.io.
If your next refix is coming up soon and you haven't refinanced in a few years, you could potentially save an extra $11,500 per year on your mortgage. Take the 60 second quiz to see if you qualify
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