NZ First Home Buyers - Still Paying Rent? It Might Be Cheaper To Own Your Home - Find Out In 60 Seconds
See your real options based on your income, deposit & Kiwisaver. The difference isn’t saving more — it’s knowing your real options
4.8/5 stars (467+ reviews)
How it Works
STEP
We compare lenders
Our system matches your scenario with specialist first home advisers based on your circumstance
STEP
Take the 30 second quiz
Tell us about your mortgage and goals so we can see what first home options may suit you.
STEP
Speak with a broker
A licensed broker will walk you through your options and next steps - no obligation to proceed.
Client Testimonials
Loan Solution Fintech made this ridiculously easy. I did the quiz, got matched with the right broker, and had clear options in front of me fast. No chasing, no confusion.
Noah Patel
I was overwhelmed by all the loan choices online. Their matching system paired me with a broker who actually understood my situation and explained everything in plain English.
Louise Robinson
Best part: it didn’t feel salesy. The tech matched me to a broker who found options I wouldn’t have picked on my own - and the process was smooth from start to finish.
Elizabeth Ross
Frequently Asked Questions
01. Do I really need a 20% deposit to buy my first home?
No. Many lenders support first home buyers with 5–10% deposits, depending on your income, savings history, and overall situation. Our quiz helps identify which lenders may suit you.
02. Will this affect my credit score?
No. Completing the quiz or speaking with a broker does not impact your credit score. A formal credit check only happens if you decide to proceed with a loan application.
03. How long does it take to get pre-approved?
In many cases, pre-approval can be arranged within a few days, depending on how quickly documents are provided and the lender involved.
04. What if I'm not ready to buy yet?
That's completely fine. Many first home buyers use this process simply to understand their options and plan ahead — there's no pressure to move forward.
Take the 30 second quiz - get matched fast.
We use smart matching to connect you with the right broker, so you can compare the best loan options with less stress.
Take the quiz below to see if you qualify.
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Loansolutions IO is solely a referral service and does not provide financial advice directly from this site. Loansolutions IO connects you with trusted brokers and lenders who can offer tailored advice and solutions based on your personal circumstances. These brokers and lenders are licensed and comply with New Zealand financial regulations. Any advice or services you receive are provided directly by the broker or lender, and Loansolutions IO is not responsible for the advice or outcomes of that relationship. Please refer to our Terms & Conditions, and Privacy Policy for details. Nothing on this website constitutes financial advice. By submitting the form, you agree to be contacted via telephone, SMS, or email by one of our lending partners or their representatives. You also agree to our Terms & Conditions and Privacy Policy. This site is not a part of Facebook, Instagram, or Meta Platforms Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of Meta Platforms Inc. Copyright © loansolutions.io.
